specialty finance
3 insights

Your Worst Recoveries Are a Scheduling Problem, Not a Credit Problem

Off-the-Shelf Underwriting Was Built for W-2 Borrowers. You Don't Lend to Them.
More from CXO Insights
Operational intelligence for financial services firms and growing businesses putting agentic AI into production.
The Collections Desk That Scaled With the Book Was the Wrong One
Two lenders, one book size, two collections cost structures. Why a manual desk scales with headcount while an operated cadence holds cost flat as the book grows.
View insight →Your Worst Recoveries Are a Scheduling Problem, Not a Credit Problem
Alternative lenders lose 15 to 20% of recoverable AR to inconsistent follow-up, not bad credit. Why recovery is a timing problem, and how CXO closes the gap.
View insight →Off-the-Shelf Underwriting Was Built for W-2 Borrowers. You Don't Lend to Them.
Off-the-shelf underwriting was built for W-2 borrowers, not the cash-flow businesses alternative lenders fund. Here is where it leaks deals and how to fix it.
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